ATVs and side-by-sides are a big part of life here in Oklahoma, whether for recreation, work, or both. But many owners assume their homeowners insurance will cover these vehicles. In most cases, coverage is extremely limited, often restricted to very…
If you own a boat, you might assume your homeowners insurance has you covered. In reality, most homeowners policies only provide very limited protection for small boats and often with strict size, horsepower, and coverage limits. Once you get into…
Many riders assume their auto insurance extends to motorcycles but it doesn’t. Motorcycles require their own policy, and going without proper coverage can leave you exposed financially after an accident, theft, or damage. Oklahoma law requires liability coverage for motorcycles,…
At Oklahoma Insurance Group, we believe the best protection starts with education. Each month, our newsletter brings you practical tips to help you stay safe, prevent losses, and make smarter insurance decisions. Whether it’s preparing your home for Oklahoma’s unpredictable…
A Business Owners Policy, commonly called a BOP, is one of the most efficient ways for small to mid-sized businesses to protect themselves. It combines several essential coverages into a single package—typically General Liability, commercial property insurance, and business income…
Vacant buildings come with a completely different level of risk compared to occupied properties. When no one is regularly present, small issues—like a minor water leak—can turn into major damage before anyone notices. Vacant properties are also more attractive targets…
Many contractors assume their General Liability policy has them covered for just about anything that happens on a job site—but pollution is a major exception. Most GL policies contain a pollution exclusion, meaning claims related to fuel spills, chemical exposure,…
At Oklahoma Insurance Group, we believe the best protection starts with education. Each month, our newsletter brings you practical tips to help you stay safe, prevent losses, and make smarter insurance decisions. Whether it’s preparing your home for Oklahoma’s unpredictable…
Adding a teen driver to your auto policy can feel like a financial gut punch. Statistically, younger drivers are more likely to be involved in accidents, which is why insurance companies charge higher premiums. But there are smart ways to…
Few things are more frustrating than being stranded on the side of the road—especially when it happens to a spouse or a teenage driver. Whether it’s a flat tire, a dead battery, or locking keys in the car, these situations…
