Commercial Auto
With our vast selection of commercial auto carriers, we'll find you the most affordable coverage quicker.
- 24+ carriers
- Norman, OK
- No obligation
What Is Commercial Auto?
Company cars, pickups, cargo vans, delivery vehicles, buses or limos: if your business owns or runs vehicles, commercial auto covers the wrecks, injuries and damage that come with them. The core coverages match personal auto (liability, comprehensive and collision), but the policy is built to protect the business. And here's what catches owners off guard: your personal auto policy may not cover business use, so an employee on a supply run in their own car can leave a gap nobody sees until after the wreck. Commercial auto is a big part of what we do. We'll ask the right questions up front so the quote is accurate and every discount you qualify for is on it.
Why Commercial Auto Matters
Liability is the part that protects the business when you or an employee causes a wreck that hurts someone or damages their property. Those claims grow fast: medical bills, lawsuits and repairs can blow past a personal policy's limits or fall outside its coverage entirely. Getting business use insured correctly keeps one bad day on the road from becoming a business-ending one.
Who Needs Commercial Auto?
Any business that owns, leases, or regularly uses vehicles for work — contractors hauling tools, delivery operations, sales teams on the road, or a small business whose employees run errands in personal cars. If a vehicle moves for your business, the exposure is yours.
Coverage Highlights
- Bodily injury and property damage liability
- Collision and comprehensive coverage
- Uninsured and underinsured motorist protection
- Medical payments coverage
- Hired and non-owned auto liability
- Rental replacement, towing, and roadside options
- Fleet and multi-vehicle programs
Insuring a trade? See HVAC Electrical Plumbing
Here in Oklahoma
Local Considerations
Between Norman, the OKC metro, and job sites across the state, Oklahoma business vehicles cover a lot of highway — and they sit outside through every spring hail season. Comprehensive coverage on work trucks and trailers isn't a luxury here. We'll also look at hired and non-owned auto coverage, which most Oklahoma small businesses need and few actually carry.
How Our Quote Process Works
We Start with a Conversation
We take time to understand what you're trying to protect and what matters most to you.
We Shop Multiple Carriers
We compare options across 24+ insurance companies to find coverage that actually fits — not just the cheapest number on paper.
We Review for Gaps
We check for coverage gaps, exclusions, and structure — not just price — so you're not surprised later.
We Walk You Through It
We explain your options in plain English, answer questions, and help you make a confident decision.
Get a Commercial Auto Quote
We'll shop multiple carriers and walk you through your options — no obligation, no runaround.
Request a QuoteOther Coverage Options
From our Google reviews
Client Stories
★★★★★
Oklahoma Insurance Group has handled my small business insurance for over 11 years. They handle workers comp, general liability, and automobile insurance (we have about 10 vehicles insured at any one time). One of the great things about OIG is that every year like clockwork (without me having to ask) they are shopping my coverage and checking rates to get up the best balance between coverage and price. For our upcoming, they were able to reduce our auto by switching companies by over $41K. This is serious savings and allows us to continue our steady growth here in Oklahoma City and pass those savings on to our customers. It is also great that they can handle my personal stuff as well. Home insurance, automobile (inlcuding motorcycle). They shop those policies every year as well. One stop shop for me. And when I need them for a claim or accident, they walk me through the process. We are proud to partner with Russ and the crew at Oklahoma Insurance Group. Justin
★★★★★
We have had a great experience with Russ and his group. He found us the commercial insurance policy we wanted that others couldn't get. He is also very quick to respond which is greatly appreciated. We recommend this group for your insurance needs.
★★★★★
Russ was awesome to talk to about our insurance. He found gaps in our policy that would have hurt us in a claim situation. Our coverage now is top notch thanks to Russ and his team. We highly recommend calling them for any insurance needs commercial or residential. Thanks again Russ
★★★★★
We had Russ review our commercial insurance policies and he found several gaps in coverage that left us exposed financially. Russ explained everything thoroughly and saved us a ton of money! We feel much more comfortable with Russ on our side. From a business stand point. You are losing money by not giving them a chance.
★★★★★
Jovy and Russ and the folks at OIG are always friendly professional and available to answer questions. We have always received prompt service and competitive insurance pricing for our investment property.
Information is general in nature and may not reflect your specific situation. Contact us for personalized guidance.
Let's Talk About Your Commercial Auto
No sales pitch — just a conversation about what you need and what your options look like. We'll take it from there.