Builders risk and general liability are two of the most important coverages for contractors but they serve completely different purposes. Builders risk insurance covers the structure being built or renovated, along with materials on-site or in transit. If there’s damage…
Contractors often assume that tools and equipment stored in their trucks are covered under their commercial auto policy. In most cases, that’s not true. Auto insurance is designed to cover the vehicle itself and liability not the tools inside it.…
Most small business owners don’t think about their insurance until something goes wrong and that’s usually when costly gaps show up. One of the biggest mistakes is underinsuring property. With rising construction and equipment costs, many businesses are carrying outdated…
At Oklahoma Insurance Group, we believe the best protection starts with education. Each month, our newsletter brings you practical tips to help you stay safe, prevent losses, and make smarter insurance decisions. Whether it’s preparing your home for Oklahoma’s unpredictable…
ATVs and side-by-sides are a big part of life here in Oklahoma, whether for recreation, work, or both. But many owners assume their homeowners insurance will cover these vehicles. In most cases, coverage is extremely limited, often restricted to very…
If you own a boat, you might assume your homeowners insurance has you covered. In reality, most homeowners policies only provide very limited protection for small boats and often with strict size, horsepower, and coverage limits. Once you get into…
Many riders assume their auto insurance extends to motorcycles but it doesn’t. Motorcycles require their own policy, and going without proper coverage can leave you exposed financially after an accident, theft, or damage. Oklahoma law requires liability coverage for motorcycles,…
At Oklahoma Insurance Group, we believe the best protection starts with education. Each month, our newsletter brings you practical tips to help you stay safe, prevent losses, and make smarter insurance decisions. Whether it’s preparing your home for Oklahoma’s unpredictable…
A Business Owners Policy, commonly called a BOP, is one of the most efficient ways for small to mid-sized businesses to protect themselves. It combines several essential coverages into a single package—typically General Liability, commercial property insurance, and business income…
Vacant buildings come with a completely different level of risk compared to occupied properties. When no one is regularly present, small issues—like a minor water leak—can turn into major damage before anyone notices. Vacant properties are also more attractive targets…
