Requiring tenants to carry insurance isn’t about being strict—it’s about protecting your investment and keeping surprises off your balance sheet. When a tenant causes a fire, flood, or other accidental damage, their policy should respond first, not yours. Without tenant…
Cyber threats hit small businesses just as often—if not more—than large corporations. In Oklahoma, phishing emails, spoofed invoices, hacked email accounts, and ransomware are everyday risks for contractors, property managers, retail shops, medical offices, real estate professionals, accountants, and any…
Subcontractors keep Oklahoma construction projects moving, but without the right paperwork, their mistakes can quickly become your financial problem. When there’s no written subcontractor agreement outlining responsibilities, risk transfer, and insurance requirements, courts and insurers often default to the general contractor or…
At Oklahoma Insurance Group, we believe the best protection starts with education. Each month, our newsletter brings you practical tips to help you stay safe, prevent losses, and make smarter insurance decisions. Whether it’s preparing your home for Oklahoma’s unpredictable…
It’s one of the biggest misconceptions out there: people think their auto policy covers anything stolen or damaged inside their car. It doesn’t. Auto insurance only pays for damage to the vehicle itself—not the luggage, electronics, gifts, tools, or valuables…
Holiday road trips are fun—right up until a breakdown, accident, or rental car headache derails the whole plan. Most people assume their auto policy automatically covers everything while traveling, but that’s not always the case. Your liability coverage will follow…
Most people focus on the parts of insurance they can “see” — the car getting fixed, the roof getting replaced, the personal property in their home. What gets ignored far too often is liability coverage, which is the one thing…
At Oklahoma Insurance Group, we believe the best protection starts with education. Each month, our newsletter brings you practical tips to help you stay safe, prevent losses, and make smarter insurance decisions. Whether it’s preparing your home for Oklahoma’s unpredictable…
Fire is one of the leading causes of property loss. In Oklahoma, older buildings and faulty wiring increase risks. Insurance may not cover everything if fire safety codes aren’t followed. Installing alarms, sprinklers, and having an evacuation plan reduces risk.…
Tools and equipment are prime targets for theft at job sites, trucks, and storage units. Standard property or auto policies usually exclude them. Inland Marine coverage (contractors equipment coverage) protects tools wherever they go. Examples include stolen saws from a…