It’s one of the biggest misconceptions out there: people think their auto policy covers anything stolen or damaged inside their car. It doesn’t. Auto insurance only pays for damage to the vehicle itself—not the luggage, electronics, gifts, tools, or valuables…
Holiday road trips are fun—right up until a breakdown, accident, or rental car headache derails the whole plan. Most people assume their auto policy automatically covers everything while traveling, but that’s not always the case. Your liability coverage will follow…
Most people focus on the parts of insurance they can “see” — the car getting fixed, the roof getting replaced, the personal property in their home. What gets ignored far too often is liability coverage, which is the one thing…
At Oklahoma Insurance Group, we believe the best protection starts with education. Each month, our newsletter brings you practical tips to help you stay safe, prevent losses, and make smarter insurance decisions. Whether it’s preparing your home for Oklahoma’s unpredictable…
Fire is one of the leading causes of property loss. In Oklahoma, older buildings and faulty wiring increase risks. Insurance may not cover everything if fire safety codes aren’t followed. Installing alarms, sprinklers, and having an evacuation plan reduces risk.…
Tools and equipment are prime targets for theft at job sites, trucks, and storage units. Standard property or auto policies usually exclude them. Inland Marine coverage (contractors equipment coverage) protects tools wherever they go. Examples include stolen saws from a…
Many small business owners — contractors, delivery drivers, and real estate professionals — use personal auto policies to insure vehicles used for work. Unfortunately, most personal auto policies exclude coverage for business-related accidents. That means if your employee is delivering…
At Oklahoma Insurance Group, we believe the best protection starts with education. Each month, our newsletter brings you practical tips to help you stay safe, prevent losses, and make smarter insurance decisions. Whether it’s preparing your home for Oklahoma’s unpredictable…
Photos and videos of belongings make claims easier and ensure fair payouts. Imagine trying to remember every single item you own after a fire, theft, or storm — stressful, right? That’s why keeping a home inventory is one of the smartest things…
Deer collisions peak in fall. Only comprehensive coverage pays for deer accidents. As the weather cools, deer are on the move — especially at dawn and dusk. Oklahoma ranks among the top states for deer-vehicle collisions, most of which happen between October…