Many Oklahoma businesses hire seasonal, temporary, or part-time employees during busy periods, but a shorter work schedule does not automatically remove insurance responsibilities. Workers’ compensation exposure can still exist when an employee works only a few hours per week or…
Certificates of Insurance, commonly called COIs, are one of the most misunderstood documents in the construction industry. A certificate generally provides a snapshot of insurance coverage that exists at a particular point in time, including policy types, limits, insurance companies,…
Contractors who perform work in tract housing developments often discover that insurance becomes more difficult—and more expensive—to obtain. From an insurance company’s perspective, the concern is not simply whether a contractor does quality work. The bigger issue is the potential…
At Oklahoma Insurance Group, we believe the best protection starts with education. Each month, our newsletter brings you practical tips to help you stay safe, prevent losses, and make smarter insurance decisions. Whether it’s preparing your home for Oklahoma’s unpredictable…
Summer means cookouts, pool parties, fireworks, family gatherings, and more time outdoors. It also brings an increase in situations where someone can get hurt or property can be damaged. A guest slipping on a wet patio, a child injured near…
Most people think a serious liability claim will never happen to them—until it does. A major auto accident, an injury at your home, a swimming pool incident, or a claim involving a teenage driver can quickly exceed the liability limits…
Oklahoma homeowners know severe weather is part of life, and hail is one of the biggest threats to a home’s roof. After a major storm, roofing companies often move quickly through neighborhoods offering free inspections and promising a “new roof…
At Oklahoma Insurance Group, we believe the best protection starts with education. Each month, our newsletter brings you practical tips to help you stay safe, prevent losses, and make smarter insurance decisions. Whether it’s preparing your home for Oklahoma’s unpredictable…
Many commercial property owners focus on keeping their buildings occupied and generating income, but one of the most important responsibilities is making sure the property is insured to its current value. Construction costs have increased dramatically over the past several…
As contractors grow, so does their risk. Larger projects, additional employees, more vehicles, and increased revenue all create greater opportunities for claims. While a standard General Liability policy provides an important foundation of protection, today’s lawsuits can easily exceed the…
