Basic, Broad, and Special form are three common coverage forms when insuring property. It all starts with Basic form, this covers these 11 “perils” or causes of loss: Fire or Lightning, Smoke, Windstorm or Hail, Explosion, Riot or Civil Commotion,…

Well, it’s the moment borrowers have been waiting for: The student loan forgiveness application is live. Not that long ago, President Biden announced his plan to cancel up to $20,000 of federal student loan debt. It wasn’t clear if he actually had the…

Accurately stating a building’s replacement cost or actual cash value with an adequate and current valuation has always been important in insurance. High inflation and supply chain constraints have further complicated matters making proper building valuation more important than ever.…