Accurately stating a building’s replacement cost or actual cash value with an adequate and current valuation has always been important in insurance. High inflation and supply chain constraints have further complicated matters making proper building valuation more important than ever.…

Often, we will get questions from clients trying to see if a deceased relative or friend has a life policy with us or anyone else. It can be hard to find out but the National Association of Insurance Commissioners has…

Here’s the list of insurance companies and phone number to call for last night hail storm. ALLSTATE – Call 1-800-ALLSTATE (1-800-255-7828) or Submit claims here. AMERICAN STRATEGIC INSURANCE – Call 1-866-274-5677 or Submit claim here. AMERICAN RISK INSURANCE – Call…

I wanted to address a question we’ve gotten a lot of calls on today. Tree damage due to our most recent ice storm. Below are three of our top carriers policies on how they handle tree damage. You will see…

We have been getting some coverage questions relating to not having power in your house, then if you can go live in a hotel and be reimbursed under your home insurance. Here is how most all homeowners policies cover loss…

Business insurance requirements are similar to your average state car insurance requirements. Basic liability is required by many landlords (though not all) in a lease agreement, protecting them in the event that they face lawsuits from customers who are injured…