Many small business owners — contractors, delivery drivers, and real estate professionals — use personal auto policies to insure vehicles used for work. Unfortunately, most personal auto policies exclude coverage for business-related accidents. That means if your employee is delivering…
At Oklahoma Insurance Group, we believe the best protection starts with education. Each month, our newsletter brings you practical tips to help you stay safe, prevent losses, and make smarter insurance decisions. Whether it’s preparing your home for Oklahoma’s unpredictable…
Photos and videos of belongings make claims easier and ensure fair payouts. Imagine trying to remember every single item you own after a fire, theft, or storm — stressful, right? That’s why keeping a home inventory is one of the smartest things…
Deer collisions peak in fall. Only comprehensive coverage pays for deer accidents. As the weather cools, deer are on the move — especially at dawn and dusk. Oklahoma ranks among the top states for deer-vehicle collisions, most of which happen between October…
The best defense against storm damage is good maintenance and preparation before the storms hit. Fall in Oklahoma is a time of changing weather — and sometimes that means strong winds, hail, and even late-season tornadoes. The best defense against storm damage…
At Oklahoma Insurance Group, we believe the best protection starts with education. Each month, our newsletter brings you practical tips to help you stay safe, prevent losses, and make smarter insurance decisions. Whether it’s preparing your home for Oklahoma’s unpredictable…
What Are Commercial Surety Bonds? A commercial surety bond is a three-party agreement: They ensure businesses comply with laws, licensing rules, or ethical obligations. Who Needs Them? Commercial surety bonds apply to many industries, including: Types of Commercial Bond Cost…
The Often Overlooked and Understood Requirement You Can’t Afford to Ignore Oklahoma commercial property owners, make sure you take time to read this I’m about to save you from one of the most overlooked and misunderstood clauses in your insurance…
If you own commercial property in Oklahoma—whether it’s an office building, warehouse, or rental you may have heard the term “co-insurance clause.” It’s one of the most misunderstood parts of a property policy, but also one of the most important.…
Contractors often face an unpleasant surprise at the end of their insurance policy year: an audit bill. Many wonder, “Why do I owe more?” Understanding how audits work can help you plan ahead and avoid big, unexpected charges. General liability…