Many commercial property owners focus on keeping their buildings occupied and generating income, but one of the most important responsibilities is making sure the property is insured to its current value. Construction costs have increased dramatically over the past several…
As contractors grow, so does their risk. Larger projects, additional employees, more vehicles, and increased revenue all create greater opportunities for claims. While a standard General Liability policy provides an important foundation of protection, today’s lawsuits can easily exceed the…
Many business owners assume that if an employee uses their personal vehicle, any accident will be covered solely by the employee’s personal auto insurance. Unfortunately, that is not always the case. If an employee is running a business errand, making…
At Oklahoma Insurance Group, we believe the best protection starts with education. Each month, our newsletter brings you practical tips to help you stay safe, prevent losses, and make smarter insurance decisions. Whether it’s preparing your home for Oklahoma’s unpredictable…
Builders risk and general liability are two of the most important coverages for contractors but they serve completely different purposes. Builders risk insurance covers the structure being built or renovated, along with materials on-site or in transit. If there’s damage…
Contractors often assume that tools and equipment stored in their trucks are covered under their commercial auto policy. In most cases, that’s not true. Auto insurance is designed to cover the vehicle itself and liability not the tools inside it.…
Most small business owners don’t think about their insurance until something goes wrong and that’s usually when costly gaps show up. One of the biggest mistakes is underinsuring property. With rising construction and equipment costs, many businesses are carrying outdated…
At Oklahoma Insurance Group, we believe the best protection starts with education. Each month, our newsletter brings you practical tips to help you stay safe, prevent losses, and make smarter insurance decisions. Whether it’s preparing your home for Oklahoma’s unpredictable…
A Business Owners Policy, commonly called a BOP, is one of the most efficient ways for small to mid-sized businesses to protect themselves. It combines several essential coverages into a single package—typically General Liability, commercial property insurance, and business income…
Vacant buildings come with a completely different level of risk compared to occupied properties. When no one is regularly present, small issues—like a minor water leak—can turn into major damage before anyone notices. Vacant properties are also more attractive targets…
