Oklahoma winters have a habit of sneaking up on drivers. One day it’s 70 degrees, the next it’s black ice on bridges and slick rural roads. When weather turns fast, accidents happen just as quickly—and that’s when your auto insurance needs to be working the way you expect it to.
Before icy conditions hit, take a few minutes to review your policy. Roadside assistance, towing coverage, and rental car benefits are often overlooked until you’re stuck on the shoulder. These are generally a dollar or so each per month, sometimes less so valuable coverage that is very affordable and when it’s needed worth every penny,. It’s also smart to double-check your collision deductible to make sure it’s a number you’re comfortable paying out of pocket if winter driving leads to a fender-bender.
Another commonly missed detail is whether all drivers and vehicles in your household are properly listed. Winter accidents can expose coverage problems if something on the policy isn’t up to date. Even small changes during the year can have a big impact when a claim happens.
A quick policy review now can save a lot of frustration later. Being prepared means fewer surprises, faster help when you need it, and peace of mind when Oklahoma roads don’t cooperate.
Stay Tuned For Other Great Reads In This Month’s Newsletter
- Frozen Pipes and Water Damage — What’s Covered by Insurance
- Starting the New Year — Why a Policy Review Should Be on Your Resolution List
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