Home Inventory: Why Documenting Your Belongings Matters Before a Claim

Photos and videos of belongings make claims easier and ensure fair payouts.

Imagine trying to remember every single item you own after a fire, theft, or storm — stressful, right? That’s why keeping a home inventory is one of the smartest things Oklahoma homeowners can do.

1. Why It Matters

A detailed inventory helps your insurance company settle claims faster and more accurately. Without documentation, you may receive less than your items are truly worth.

2. What to Include

  • Photos or short videos of each room
  • Serial numbers and receipts for valuable items
  • Furniture, electronics, appliances, tools, and clothing

3. Where to Store It

Keep your inventory list and photos in the cloud, email, or a safe deposit box — not just at home.

4. When to Update

Revisit your inventory once a year or whenever you make major purchases or renovations.


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