Holiday season is the peak time for house fires. Between candles, cooking, Christmas trees, extension cords, and space heaters, small accidents can turn into costly damage quickly. Even something as simple as leaving a pan on the stove can result in smoke damage throughout your home.
If a fire or smoke incident happens, your home policy typically helps pay for repairs, cleanup, and replacing damaged belongings. But this only works if your coverage amounts are up to date. Many homeowners don’t realize that rising construction costs can leave them underinsured. This time of year is a perfect reminder to check your dwelling limit and your personal property coverage, making sure you’d be fully protected if a fire happened tomorrow.
Stay Tuned For Other Great Reads In This Month’s Newsletter
- Insuring Expensive Holiday Gifts: Jewelry, Electronics, and More
- Year-End Insurance Review: Making Sure You’re Covered Going into the New Year
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