It’s one of the biggest misconceptions out there: people think their auto policy covers anything stolen or damaged inside their car. It doesn’t. Auto insurance only pays for damage to the vehicle itself—not the luggage, electronics, gifts, tools, or valuables you’re carrying. So if someone breaks a window and grabs your stuff while you’re on a trip, the car is covered… but your property isn’t.
The protection actually comes from your homeowners or renters’ insurance, which covers personal belongings even when they’re away from home. And if you rent, this is exactly why renters insurance is a must-have. It’s inexpensive, it protects your property whether you’re home or traveling, and it’s a lifesaver when something goes wrong. On top of that, having renters’ insurance can lower your auto insurance when the policies are bundled. If you’re not sure what coverage you have—or you want a quote—give us a call and we’ll walk you through it.
Stay Tuned For Other Great Reads In This Month’s Newsletter
- Why Liability Coverage Is the Most Overlooked but Most Important Protection
- Traveling for the Holidays? What Your Auto Policy Does (and Doesn’t) Cover!
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